MoneyEdu for KIDS

Money Garden

A pretend garden where money GROWS shows how saving really works.

Your Badges

Season 1 of 10 🎯 0 of 12 plants 👛 $20.00

💡 Tap a Plant chip to put pretend money in the soil, then press Grow! to jump to next season ‑ the garden pays 10% interest on everything growing. Watch for the golden coin-flowers: that's money the garden made all by itself!

$0.00

I planted

$0.00

Garden grew

Garden total: $0.00

Plant from my pocket

🌻

Season by season

The compounding curve

See how your money grows over time.

Compound (this garden) Simple interest No interest

Your garden is grown!

🌱 I planted $0

✨ Garden grew $0

Final total: $0.00

The early-start secret

Dinner-table question

Look back at your garden

Digging money up

It's your pretend money! But once it's out of the soil, it stops growing.

👪 For Grown-Ups

This garden is a simulator ‑ all money here is pretend, and the game says so. (Our Goal Getter is the companion tool for tracking real savings.)

About the interest rate: The garden pays 10% per season so children can see compounding bend the curve within minutes. Real bank rates are much lower, but the principle is identical: money earns growth, and the growth earns its own growth. A fun fact to share: at 10%, money roughly doubles every 7 seasons.

No accounts, no personal information. Badges and best scores are stored only on this device, in this browser.

About MoneyEdu.kids

These games are a service of First Demo Credit Union and Decision Partners, the creators of MoneyEdu for credit unions. This website provides financial literacy games designed for kids aged seven to twelve and adheres to the highest privacy standards. Please see our Privacy Policy and Terms of Service for more information on how we protect kids' right to online privacy.

Keeping Kids in Games

The Full screen button hides this site's menus so only the games show, on any device. To also hide the browser's address bar so a child cannot open other websites, set up the device once:

iPhone & iPad

Open the Share menu and choose Add to Home Screen - the site then launches with no address bar. For a full lock, turn on Guided Access (Settings > Accessibility > Guided Access), then triple-click the side button on this screen.

Android

Use the browser menu's Add to Home screen, or turn on Screen pinning (Settings > Security > Screen pinning) and pin this screen.

Computer

Press F11 (Windows) or Control-Command-F (Mac) to fill the screen.

None of these approaches is a substitute for adult supervision, especially for older kids.

MoneyEdu for KIDS

Money Garden

A pretend garden where money GROWS shows how saving really works.

Learner

Builder

Entrepreneur

Your Badges

Plant from my pocket

Season by season

The compounding curve

Your garden is grown!

The early-start secret

Dinner-table question

Digging money up

👪 For Grown-Ups

Keeping Kids in Games

iPhone & iPad

Android

Computer